Privacy Statement & Cookies Policy

Privacy Statement

This statement sets out our policy for the use and holding of information that is provided by or obtained from you. This policy applies to this websites only and not to other websites to which we may provide links.

As regulated Independent Financial Advisers you can be sure that all information provided to us will be kept confidential. We are committed to responsible data management, are registered with the Information Commissioners Office, and subscribe to the principals of data protection legislation in the UK.

We maintain the privacy of our users and maintain the security of any personal information received from you. Where you provide personal information to us voluntarily, we will only use it to respond to your enquiry and deliver any services you have requested. The information provided by you is not available for sale or use by third parties other than in providing the services requested on your behalf. We do not store customer credit card details nor do we share customer details with any 3rd parties.

This website may be accessed and viewed without your having to provide any personal or identification details whatsoever. Any information gathered by website cookies does not attempt to find out the identities of those visiting our website. However, in order to advise you properly, we must obtain certain information from you about your financial and personal circumstances, to assess your suitability for particular products or services. If you wish us to provide advice you should contact us by telephone or email to arrange a meeting.

By using this website and providing personal information via online forms and by email, you are indicating your consent to our obtaining personal information from you, and to the holding and use of that personal information which is voluntarily provided by you, in accordance with this policy. By using the forms or email links on this website and/or requesting information or advice, you indicate that you have read, understood and agree with this privacy statement.

By providing us with your personal data:

(i) You agree that we may hold this information, which may include sensitive data as defined under the Data Protection Act 1998, and that it can be held on computer and/or in paper files. We undertake to comply at all times with the Data Protection Act 1998 when processing any personal data relating to you.

(ii) You agree that any information which you supply either online or in person, including sensitive personal data such as health and medical records, may be used by us, our insurance associates and technology partners to provide you with quotations, products and services, and may be disclosed to third parties e.g. medical practitioners, where relevant for the purpose of processing your application and for the ongoing administration of your investment or policy.

(iii) You agree your information may be used anonymously for statistical and research purposes such as to enhance or develop future products or services. Your information may also be accessed for administrative and compliance purposes by our staff and by regulatory bodies such as the Financial Conduct Authority for investigative work. We respect your privacy and we will not sell or release your personal data to any third parties.

(iv) You agree that we may use the information that we hold about you to contact you from time to time by post, fax, email or telephone to bring to your attention additional products or services, which we believe may be of benefit to you.

(v) We agree that any consent given by you under paragraph (iv) above may be withdrawn by you at any time by informing us in writing, including by email.

These Terms shall be governed by and construed in accordance with English law and the English courts shall have jurisdiction over any disputes between us.

Cookie Policy

This website uses cookies. A cookie is a small piece of text sent to the browser on your computer by a website you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the website and to monitor how people are using a website.

We use cookies on our website to help us track our visitors behaviour (e.g. which pages are visited and how long is spent on each page) anonymously in order to help us improve user experience. We collect this information in a way which does not identify anyone. We do not make any attempt to find out the identities of those visiting our website. We will not associate any data gathered from this website with any personally identifying information from any source.

The majority of websites on the internet use both cookies and Google Analytics (which helps track visitors behaviour anonymously) to some extent. This is done to give users a better experience online and provide feedback on user trends.

In summary:
- We use cookies to make our website easier for you to use
- We use cookies to monitor usage so we can spot trends and make improvements
- We DO NOT use cookies to identify individuals
- We DO NOT store personal information in cookies

By using or viewing this website you are consenting to our use of cookies.

This "implied opt-in" approach (approved and discussed in the updated guidance notes issued by the Information Commissioner's Office) is taken because we do not use cookies to identify individuals or to collect sensitive personal data, and we make users aware that cookies are being used, and offer them a chance to agree or obtain further information as to how to disable cookies in their web browser.

Visitors to this website are able to opt-out from having cookies stored on their computer by disabling or blocking them in their browser.

If you do not wish to accept cookies you should disable them in your browser (see below) or stop using/viewing this website.

If you decide to disable cookies you will find that most of the website works as expected although any functions that rely on cookies will obviously be disabled.

Most web browsers allow some control of most cookies through the browser settings. To disable cookies you usually go to Tools, Options and Privacy and select the appropriate setting depending on which browser you are using.

Please be aware that third Party Cookies may be set if you visit other websites via a link on this website. These other websites may send their own cookies to your browser. These cookies will be set from their domains not from our website.

These ' Targeting' cookies are linked to services provided by the third parties, such as 'Like' buttons and 'Share' buttons. The third party often provides these services in return for recognising that you have visited our website.

To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit or

To learn more about how Google Analytics uses cookies, and to opt out of being tracked by Google Analytics across all websites visit:

For further information about the Privacy and Electronic Communications Regulations and the use of cookies please visit the Information Commission's Office.

Should you wish to make any comments about this website or if you have any questions relating to our use of cookies please contact us.