About Financial Planning

All new clients receive an initial consultation without charge or obligation. In the meeting we determine your current financial situation, and you have an opportunity to find out about us, the services we offer, and an idea of any costs which may be involved.

We provide you with our Client Agreement and a About Our Services charges documents to ensure you are fully informed.

During the discussion we will help identify your financial goals and objectives, and look at what provisions you have made already. As part of this we will complete a financial questionnaire and risk profile with you which we use as the basis of our analysis and any recommendations.

We will consider the suitability of your existing plans, identify any alternative courses of action, consider your priorities, and review any budget you wish to work within.

Having identified the areas requiring advice we will prepare a financial action plan to address the issues concerned, researching the whole market for suitable solutions for your consideration.

At the next meeting we will present and explain our recommendations, provide clear information on any products and their fees or charges, the time-scales involved, and of course answer any questions you may have. Our aim is to ensure you make informed decisions about whichever product or service we are recommending.

If you agree with our recommendations we will help implement the plan with you, providing and submitting the relevant paperwork, and ensuring all aspects are dealt with, keeping you informed as your financial action plan is implemented.

Once in place, we will recommend that you continue with ongoing reviews of your financial plan, we will agree a suitable Ongoing Service Level with you, then monitor and review your financial situation, updating policies or advising you on investments as required.

Contact us today & arrange a free initial consultation with a Financial Adviser.